Live
Vault
Personal Finance Dashboard
Your whole money picture on one private dashboard — safe-to-spend, budgets, bills, goals, debt payoff and net worth, on your phone and laptop.
- Cloudflare Workers
- JavaScript
- Progressive Web App
7 live apps Independent software studio
Practical software for money, work and everyday life.
VaultlyApps designs and builds web apps, mobile apps and software tools that each solve one real problem well. Most come with a live demo, so you can open them in your browser and try them right now.
- 7 free live demos
- Privacy-first by design
- Built and tested in-house
vaultlyapps.com/projects
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Live demo of Vault
Personal Finance Dashboard
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Live demo of FlowADHD Budget Planner
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Live demo of ZeroDebt Payoff Planner
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Live demo of NestSavings Challenge Tracker
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Live demo of RentRollLandlord Dashboard
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Live demo of PulseBill & Subscription Tracker
Featured
Featured projects
Hand-picked apps that are live today. Open any of them in a new tab and explore with sample data.
Live
Live
Flow
ADHD Budget Planner
A calm budget planner designed for ADHD brains — one Safe to Spend number, 3-tap logging, focus mode and kind overspend fixes instead of red warnings.
- Cloudflare Workers
- JavaScript
- Progressive Web App
Live
Zero
Debt Payoff Planner
See your debt-free date, compare the snowball and avalanche methods side by side, and watch extra payments pull the finish line closer.
- Cloudflare Workers
- JavaScript
- Progressive Web App
Live
Nest
Savings Challenge Tracker
Run a 52-week, 365-day, no-spend or custom savings challenge and watch your savings grow — with goals, an emergency fund tracker and kind catch-up options.
- Cloudflare Workers
- JavaScript
- Progressive Web App
Live
RentRoll
Landlord Dashboard
A private rent roll and property manager for landlords with 1 to 20 units — rent collection, late fees, leases, maintenance and Schedule E tax reports.
- Cloudflare Workers
- JavaScript
- Progressive Web App
Live
Pulse
Bill & Subscription Tracker
Every bill and subscription in one calm place — a 30-day horizon of due dates, free-trial countdowns and a simulator that shows what cancelling would save.
- Cloudflare Workers
- JavaScript
- Progressive Web App
Categories
What we build
Projects are grouped by the kind of software they are. New categories fill up as new projects launch.
- Personal Finance Apps 6 projects
- Web Applications 7 projects
- Business Software 2 projects
- Productivity Tools 2 projects
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SaaS Coming soon
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Android Apps Coming soon
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Construction Technology Coming soon
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Developer Tools Coming soon
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AI Tools Coming soon
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Utilities Coming soon
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Other Projects Coming soon
Why VaultlyApps
Small, focused software that earns its place.
VaultlyApps is a one-person studio. That keeps every product focused: it ships when it's tested, it says exactly what it does, and it keeps improving after launch.
How we work-
Practical software
Each project starts with one everyday problem — a budget that never balances, bills that slip, rent that is hard to track — and solves that, not a hundred other things.
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Real-world problem solving
Features are judged by whether they save time or remove a worry in real use. If a feature doesn't, it doesn't ship.
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Modern technology
Installable web apps that work offline, sync between your own devices with end-to-end encryption, and run on phones and computers alike.
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Try before you commit
Live apps come with a free demo and realistic sample data, so you can see exactly how something works before you decide.
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Continuous development
Products keep getting better after launch. Updates are free, and feedback from people who use the apps shapes what comes next.
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Privacy-first
No bank logins, no tracking inside the apps, and your data stays on your own devices. Status, dates and limits are stated plainly.
Release log
Latest projects
The newest releases and updates, most recent first.
From the blog
Latest articles
Practical guides on money, software and building useful tools.
Business Software
How to Pay Yourself as a Small Business Owner (Owner's Draw vs Salary)
Owner's draw or salary, how much to take, and how to turn uneven income into a steady paycheck — a practical guide for sole proprietors, freelancers, makers and small business owners, with a worked example.
11 min read
Personal Finance
Debt Snowball vs Debt Avalanche: Which Pays Off Debt Faster?
The snowball method pays the smallest balance first; the avalanche method pays the highest interest rate first. Here's how they compare on the same debts, with real numbers — plus the hybrid method and how to choose.
11 min read
Personal Finance
What Is a Safe-to-Spend Number (and How Do You Calculate It)?
Your bank balance isn't what you can spend. A safe-to-spend number subtracts bills, savings and planned spending first — here's the formula, worked examples for monthly, weekly and irregular pay, and the mistakes to avoid.
11 min read
Personal Finance
How the 52-Week Savings Challenge Works (and Variations That Fit Real Budgets)
Save $1 in week one, $2 in week two, up to $52 — and finish the year with $1,378. Here's how the 52-week challenge works, the math behind it, paycheck and monthly versions, and variations that are easier to keep up.
11 min read
Personal Finance
How to Track Subscriptions and Stop Paying for Ones You Forgot
Subscriptions are designed to be forgotten. A simple four-step audit — find, convert to yearly cost, decide, and set reminders — puts every recurring charge back under your control. Includes a worked audit and a cancellation checklist.
10 min read
Web Development
Android App vs Web App: Which Should You Build?
Native Android apps, web apps and progressive web apps each have real strengths. Here's how they compare on cost, reach, features, offline use, distribution and updates — with a decision checklist and a real example.
10 min read
Hear about new releases
One short email when a new app launches or a new guide goes up. That's it.
Explore the latest apps and digital products from VaultlyApps.
Every live app has a free demo — open it in your browser and see how it feels before you decide.